Free two-page checklist

COBRA or Marketplace?

Use this practical guide before choosing coverage after a job change. It helps you compare the deadlines and details that are easy to overlook when you are under pressure.

  • ✓ Mark important enrollment and effective dates
  • ✓ Gather premiums, deductibles and maximum costs
  • ✓ Verify doctors, facilities and prescriptions
  • ✓ Compare COBRA and Marketplace options side by side

Educational information only. Eligibility, deadlines and plan availability vary.

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Why this comparison matters

The premium is only one part of the decision.

COBRA may let you temporarily keep familiar employer coverage. A Marketplace plan may offer a different premium or financial assistance. Provider networks, prescriptions, deductible progress and enrollment timing can change which option fits better.

Read the complete COBRA vs. Marketplace guide →